tag:blogger.com,1999:blog-7281641295241612477.post7184316556251851643..comments2023-10-25T10:36:53.973-05:00Comments on Blue Collar Rides: MeanStreakhttp://www.blogger.com/profile/08376509480862574841noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-7281641295241612477.post-39445634590841677352009-11-25T17:29:10.803-06:002009-11-25T17:29:10.803-06:00Go with option 2, but ask the old lady to kick in ...Go with option 2, but ask the old lady to kick in a couple grand to help you get another motorcycle. Tell her that her insurance company is screwing you over, and you just want to get back on the road. You never know, she may be feeling very sorry about it.Steve Johnsonhttps://www.blogger.com/profile/07254867681706917705noreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-14688480646406882702009-11-22T17:24:58.277-06:002009-11-22T17:24:58.277-06:00Sorry, but we'll have to agree to disagree, bu...Sorry, but we'll have to agree to disagree, but, IMHO, the insurance industry is a scam. If you take it personally, oh well, I'll not apologize for my opinion. You're right I didn't read the fine print, my mistake. Kind of hard to read her policy though, considering she was at fault and her insurance accepted full liabilty, so reading my policy would have no bearing with this incident. However, I will be reading my policy. This was indeed an eye-opener.MeanStreakhttps://www.blogger.com/profile/08376509480862574841noreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-15445517469489357882009-11-22T16:25:32.715-06:002009-11-22T16:25:32.715-06:00Sorry to hear about your crash, and glad you are O...Sorry to hear about your crash, and glad you are O.K.<br /><br />As for the bike, You got exactly what your policy pays for. Read it, understand it, and ask questions if you don't. <br /><br />Unfortunately you are assuming that the insurance company owes you replacement cost value on your bike, but you actually only have an actual cash value policy. You are getting compensation for exactly what you paid for. The only way you aren't, is if they undervalued your bike as is, prior to the loss. <br /><br />I do take it personally when people slam insurance companies like they are villians, when what they are saying is based on lack of education on the subject matter.<br /><br />Sorry for the rant.Mr. Motorcyclehttps://www.blogger.com/profile/00317142329450322815noreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-63550910277694285942009-11-21T18:11:46.219-06:002009-11-21T18:11:46.219-06:00I hate even bringing this up b/c I dislike ambulan...I hate even bringing this up b/c I dislike ambulance chasers and am not litigious at all but did you ask the Claim Rep about a monetary award for pain and suffering? Some states do not allow this but others do. It sounds like her insurance company took full liability for the loss so you may be entitled given she is liable. Again just trying to give a fellow enthusiast some advice and maybe its not worth it but if you had some pain associated with the accident then maybe its worth the question. GOOD LUCK>>>Robhttps://www.blogger.com/profile/08333275632735645379noreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-64044622279743047692009-11-21T08:37:22.003-06:002009-11-21T08:37:22.003-06:00Rob, other than bruises and extremely sore muscles...Rob, other than bruises and extremely sore muscles I wasn't hurt in the crash. I've had several adjustments by my chiropractor, but that's about it. By law, in Kansas, her insurance doesn't have to pay anything until medical costs exceed $2000. I'm not there yet, but I'm keeping records of everything.<br /><br />Torch, I'm not real comfortable with the possible frame and tranny damage. I love that bike, but it has to be safe and reliable, there's question marks on those issues. Like you said, patience, I'm a very patient person.<br /><br />Thank you both for your positive thoughts, it's greatly appreciated!MeanStreakhttps://www.blogger.com/profile/08376509480862574841noreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-34767004502112956082009-11-21T07:53:54.372-06:002009-11-21T07:53:54.372-06:00Sorry to hear about what happened. Glad to hear yo...Sorry to hear about what happened. Glad to hear you came out OK. Those pictures said a lot. You may still come out ahead buying the bike back fixing it and selling it yourself or trading it in. You will end up with something better, patience..<br /><br />Ride on,<br />TorchAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7281641295241612477.post-13896045646659625962009-11-21T07:07:28.338-06:002009-11-21T07:07:28.338-06:00It sounds like you have your options planned out w...It sounds like you have your options planned out well. I am thinking of buying a new ride myself and planned on waiting till March10. I figure I will save the best I can till then. Were you hurt in that crash? If so have you asked about a Bodily Injury Claim? Either way good luck and I see a new cycle in your future.Robhttps://www.blogger.com/profile/08333275632735645379noreply@blogger.com